Why does the driving record of members of my household affect my rates if they do not drive my car?Why does the driving record of members of my household affect my rates if they do not drive my car?
Auto policies are heavily regulated by the state you live in and most situations require insurance to pay no matter who’s driving your car. If the insurance company only had to pay for losses involving the listed drivers then they would only be concerned with the driving records of the listed drivers because all others would not be covered.
Related Questions
- Why does the driving record of members of my household affect my rates if they do not drive my car?Why does the driving record of members of my household affect my rates if they do not drive my car?
- Why do I have to list all household members, even if they dont ever drive my car?
- How will a spouse with a poor driving record affect insurance rates?
