Why does the Cashflow entry change the strategies at some points and not on others?
• The attempt is to help the user maximize their Social Security income while also adhering to the dates they wish their cashflow to start. • When a strategy calls for income prior to Full Retirement Age to start, this amount will be pushed back to the Cashflow date. • For example, if you are currently 61 and want to retire at age 63, it makes little sense to force you to take Social Security income at 62. • On the other hand, once you reach Full Retirement Age, the Social Security benefits under a given strategy are forced out and paid as it often is unwise to wait to take those benefits. • These rules apply only to the standard strategies and you can input your own chosen dates for each strategy using “BUILD YOUR OWN”.
