Why does No Fault Coverage restrict my ability to sue for pain and suffering?
When no fault insurance was introduced in Saskatchewan in 1995, the package of benefits was designed to meet virtually all of your needs if you’re injured in an auto collision. It costs more to provide that package of benefits than the more basic package available through Tort Coverage. To keep insurance premiums affordable, the right to sue for pain and suffering was severely restricted and that money was put toward the No Fault package of benefits instead.
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