Why does N.C.I.A. offer so many different health plans?
Everyone has different interests and situations. The 9 companies that we represent will take care of most situations that we encounter. Many customers are interested in full coverage PPO plans while others want plans with special options such as maternity or Health Savings Accounts. Every company has different underwriting requirements such as height & weight standards, number of prescriptions an individual can take and specific guidelines on how to treat a pre-existing condition. This is why you need to shop or use NCIA to shop for you when purchasing health insurance.