Why does my portfolio experience dramatically reduced returns at retirement?
This sounds like an effect caused by the rollover of Profit Sharing and 401-K accounts that occurs during the first year of retirement. These accounts will be absorbed by the IRA accounts. Make sure that you have meaningful (non-zero) returns and volatilities for your IRA accounts, even if you have no initial balance in them.
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- Why does my portfolio experience dramatically reduced returns at retirement?
