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Why Does Heartland Bank Direct Only Offer a Savings Account?

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So you can earn more on your money without giving up convenient access to it. Unlike Certificates of Deposit (CD’s), which are subject to penalties for early withdrawal, the Heartland Bank Direct Performance Savings Account allows you to transfer funds to and from your checking account 24 hours a day, 7 days a week with no penalty. Additionally, by offering only the Performance Savings Account, Heartland Bank Direct passes administrative cost savings on to our customers with interest rates comparable to CD’s.

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