WHY DO THE TIDES CHANGE?
You may not expect it, but tides are caused by the moon. The gravity of the moon pulls at the water. As the moon goes around the earth, its changing position causes the tide to go in and out. CREDIT CARD TIPS OF 2008 Grit your teeth and read the fine print on your monthly statements on credit card agreements. It is painful, but it may save you some money. Pay attention to the interest rate on each monthly statement. Has it edged up? If so, call the company and ask if you can opt out of the the interest rate increase and pay off the balance at the previous lower rete. Be aware that opting out means you won’t be able to charge new items to the card. Compare your rates to the average credit card rate for your type of card. Also, pay your bills on time! Better yet, pay the bills as soon as you get them in the mail. Credit card issuers are currently giving you less and less time to pay the monthly installments and charging more and more in late fees. MILLER AGAINST COMMERCIAL AIRCRAFT U. S.
