Why do the Credit Reporting Agencies dislike correcting challenges?
~It creates more work for them without a margin for profit. A person with bad credit has a 70% higher rate of inquiries made on their credit report, increasing the profit potential for the credit bureaus that will charge anywhere between $30.00 and $50.00 per report. If your defense is properly presented, it is usually more troublesome and costly for the reporting agencies to legally verify the information on your report than to delete it.