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Why do some people choose to pay out of pocket for treatment even if they have insurance?

April 26, 2017Insurance pay people pocket treatment

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Why do some people choose to pay out of pocket for treatment even if they have insurance?

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A. Some people choose to pay out of pocket or finance their treatment so they don’t get flagged as having a pre-existing medical condition. People who have been classified as having a pre-existing condition, such as snoring or sleep apnea, may experience a rise in their insurance premiums. Some people are unable to qualify for insurance (both health and life insurance) if they have been diagnosed with sleep apnea.