Why do some pending transaction amounts differ from my merchant receipt or posted amount?
Pending transaction amounts can differ for various reasons. For example, some merchants such as gas stations and online merchants, may process an authorization for $1.00 to verify that your debit card is valid. These small verification amounts will drop off when the actual charge posts to your account. Restaurants may process an authorization for the initial transaction and then the finally posted amount will include a subsequent gratuity. Foreign purchases may differ due to currency exchange rates and the foreign exchange charge disclosed on the Electronic Facility Charges disclosure. If you have further questions, we suggest that you contact the merchant.