Why do some clients choose to pay out of pocket and not use their health insurance to pay for sessions?
If you decide to use your health insurance to pay for psychotherapy, your insurance company may have access to information about your mental health. Therapists are required to provide information so that individuals can receive benefits/reimbursement. This typically involves providing a diagnosis from the DSM-IV and giving limited treatment information. Some people choose to pay for therapy themselves so that their mental health treatment will not become a matter of record. Also, some health insurance companies may limit the number of sessions you have per year (e.g. 20). Some clients who wish to see a therapist longer and as frequently as they would like may choose to pay for sessions on their own.
Related Questions
- If an employee is separated from federal service, can the employee retain their government health insurance? Will employees need to pay out of pocket to keep their previous plan?
- Does FASTAFF pay employer-related taxes, workers compensation and health insurance for its healthcare professionals?
- Why do I need to continue health insurance? Doesn Medicare pay medical bills at retirement?
