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Why do insurance companies sometimes ask for medicals for over 70 year old drivers?

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Why do insurance companies sometimes ask for medicals for over 70 year old drivers?

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A doctor would know best whether or not a person is fit to drive. At age 70 a person is more prone to having mental deterioration (slow reaction time and lack of attentiveness), failing eyesight, and other medical conditions. In some cases drivers may not be able to meet the demands of driving physically and mentally.

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