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Why do I sometimes have problems spending my Giftcard at restaurants, hair and nail salons, when I have enough money left on my Giftcard to cover the bill for food / service?

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Why do I sometimes have problems spending my Giftcard at restaurants, hair and nail salons, when I have enough money left on my Giftcard to cover the bill for food / service?

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It’s customary for restaurants and some other service-oriented merchants to factor in an additional 20% to cover any tip you may leave on the Giftcard. If your total bill, after adding in the additional 20%, exceeds the amount on the Giftcard, it will be declined. You should ensure that your Giftcard has an available balance that is 20% greater than your total bill.

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