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Why do I need USA Hockeys insurance coverage when I already have insurance through other means ?

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Why do I need USA Hockeys insurance coverage when I already have insurance through other means ?

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The coverage that USA Hockey provides is only one of the benefits of membership and is not optional because it doesnt just protect you. It also protects USA Hockey, rinks, teams, associations, other participants, fans and spectators, as well as yourself. Many of them may not have insurance, or enough of it, to protect themselves.

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