Why do I need to print and mail a Permanent Opt-Out Election Form in order for my permanent Opt-Out request to become effective?
Under the Fair Credit Reporting Act (FCRA), upon receipt of a notice from a consumer, the Consumer Credit Reporting Companies, Equifax, Experian, Innovis, and TransUnion, are required to exclude a consumer’s name from the firm (preapproved / prescreened) lists that they provide in connection with a credit or insurance offer that is not initiated by a consumer. The FCRA requires that the consumer submit a signed notice of election (Permanent Opt-Out Election form) for a permanent Opt-Out request. In the interim, we will complete a 5 year Opt-Out request on your behalf within 5 business days. We will make your request permanent when we receive your signed Permanent Opt-Out Election form. Through this website, you may initiate a Permanent Opt-Out request. At the time that you submit your electronic request, you will receive a confirmation that you should print along with the Permanent Opt-Out Election Form.
Related Questions
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- Why do I have to print out a separate request form for complimentary product samples and mail it in? Why can I just complete the request online?
- Why do I need to print and mail a Permanent Opt-Out Election Form in order for my permanent Opt-Out request to become effective?
