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Why do I need Mail Insurance if the U.S. Postal Service insures my registered mail shipments?

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Why do I need Mail Insurance if the U.S. Postal Service insures my registered mail shipments?

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The U.S. Postal Service only insures your registered mail shipments up to $25,000. A Mail Insurance policy offers limits that are considerably higher than insurance offered by the U.S. Postal Service.

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