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Why do I have a harder time obtaining auto insurance if drivers in my household have a bad driving record?

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Why do I have a harder time obtaining auto insurance if drivers in my household have a bad driving record?

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Many insurance companies will not insure you or will not offer you a preferred rate if you live with a family member with a poor driving record. However, some companies will exclude this person from your insurance policy so you should check with your insurance provider.

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