Why do Experian, Equifax and Trans Union sometimes have different information?
Creditors voluntarily provide information to the credit bureaus and are not required to report information to all three. Some companies do not report to the bureaus at all. The bureaus all report information on a national basis, but some creditors favor reporting to the bureau closest geographically or through some other preference. Because of this, occasionally information will vary from one bureaus report to the next.