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Why do ACIO enrollees have more time to make their decisions than FPO enrollees?

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Why do ACIO enrollees have more time to make their decisions than FPO enrollees?

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Enrollees with the Future Purchase Option are not affected by the upcoming premium increase that applies only to enrollees with ACIO who purchased their coverage before age 70. ACIO enrollees must weigh whether to take the premium increase or downgrade their coverage to avoid the increase, which is a decision that may need more analysis. Click here to see why the premium increase affects ACIO enrollees but not FPO enrollees. Additionally, those affected by an error or errors on their Personalized Options Form have been given an extension so that they have sufficient time to review the corrected forms being sent to them.

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