Why Choose New York Life?
At New York Life, we realize that no two individuals are alike. For this reason, our Survivorship Whole Life offers the flexibility to choose a method of payment that best fits your situation. In our Level Premium plan, the base premium remains fixed throughout the insureds’ lifetimes. If rising costs and increased premiums down the road are a concern, this option provides you with the security that comes from knowing your base premium will never increase. The Modified Premium plan has a fixed premium for the first fifteen years of your policy. In year sixteen, the base premium doubles and remains fixed throughout the life of your policy. This plan effectively minimizes current premiums and allows you to prepare properly for future premium payments — an attractive feature particularly for younger policyowners. We also offer a number of affordable riders that allow you to further tailor the Survivorship Whole Life policy to meet your specific needs and objectives. For extra protecti
