Why Choose HTH Worldwide?
Strength of a U.S. Underwriter: HTH partners only with admitted U.S carriers. Our plans are underwritten by HM Life Insurance Company, Pittsburgh, PA or HM Life Insurance Company of New York, New York, NY. Both companies are rated A- (Excellent) by A.M. Best Company. HM Life Insurance Company and HM Life Insurance Company of New York are part of HM Insurance Group, whose member companies work to provide health risk solutions for clients. Our TripProtector plans are underwritten by Stonebridge Casualty insurance Company. Better Coverage: All of our plans have met the standards of state regulators and feature coverage more generous than plans sold as “surplus lines” coverage by non-admitted insurers. For example, our travel medical plans do not exclude illnesses or injuries resulting from a terrorist act: a standard limitation on competing travel medical plans. Terrorism coverage is also included in our travel protection plans, subject to meeting certain requirements. Highest Standards o
