Why choose bad credit credit card?
One of the best ways to repair credit is to prove yourself capable of handling credit. That’s nearly impossible to do when no one will give you a fair shot to show that you have straightened out your affairs and can pay off your accounts. The issuing companies are reasonably wary of someone who has had troubles in the past. To offset the extra risk they take in extending credit to someone who has a poor credit history, they will give you a lower limit than a typical poor credit card, and charge a higher interest rate. Some may also charge an annual fee and a setup fee that will ensure that they get some return in exchange for extending credit to you.
