Why choose a Flexible Offset Mortgage?
• Freedom – overpay when you choose so you pay less interest over the mortgage term, then underpay or take a payment holiday whenever you need. Interest will continue to be charged during payment holidays • Savings – offset your savings against your mortgage and cut the interest you pay over the term of your mortgage • Long term – added flexibility means you needn’t look for a new deal every few years • Extra borrowing – you could borrow additional money in the future, at the same rate as your mortgage up to an agreed limit • Benefit packages – available on some of our Flexible Offset Mortgages, these include a free standard valuation on properties valued up to £2.5 million, and standard legal fees paid for remortgaging or £250 cashback if you’re moving home. You only have to repay the standard legal fees or cashback if you pay off your mortgage in the first two years You can apply for a Flexible Offset Mortgage by telephone or at your local Santander branch – simply book an appointmen
