Why charge a retainer fee when everyone else bases charges on assets under management (AUM)?
We want our compensation to be completely transparent and free of conflict. We feel that a retainer-based arrangement meets those requirements best. It allows us to recommend solutions (Roth conversions, life insurance, debt reduction, etc.) that actually decrease your investable assets without regard to our compensation. It also provides our firm with revenue visibility and the client with predictable expenses. In most cases, this provides a financial benefit to the client.
