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Why can the exFAT formatted UFD be used on computers running Win XP?

Computers exfat running ufd Used Win XP
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Why can the exFAT formatted UFD be used on computers running Win XP?

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ExFAT is not initially built in Win XP. Win XP users can add support for exFAT by installing an update from Microsoft at http://support.microsoft.com/kb/955704/. However, please be noted that the update kit is for versions later than Win XP SP2 or SP3 only.

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