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Why can I change some of items in the Loan Terms section (bottom half of Page 3)?

Half items loan page section terms
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Why can I change some of items in the Loan Terms section (bottom half of Page 3)?

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A. In the custom of Standard Conveyancer being as highly automated as possible, many of the items are being set for you by the information you have already entered on other screens (such as the Financial and Attributes screens).

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