Why can an unmarried couple be covered under a homeowners policy?
If a house is co-owned by the two people, there would be coverage for both individuals. However, if only one person owns the home, the other person should have his or her own Tenants Policy. By definition under a Homeowners Policy, the person who does not own the property is not considered to be an Insured, and therefore, would need his or her own personal property and liability protection.
