Why arrange Public Liability insurance for $10,000,000?
Public Liability Insurance is an essential cover for production companies and independent film makers. It’s common for authorities to insist that you have Public Liability insurance in place for a minimum of $10,000,000 (sometimes $20,000,000) before allowing you to shoot on location in their jurisdiction. Public Liability insurance covers against the production company’s legal liability for damage, destruction or loss of use of the property belonging to others. The production company is also protected for death or injury to persons, other than its employees. Death or injury of employees is insured under Workers’ Compensation Insurance. The cover is usually offered on an Australia-wide basis but can be extended to include overseas shoots. An important thing to remember is that even if you’re not negligent or liable for an incident which gives rise to loss, damage, death or injury, you may still have to appoint legal representation to defend you, at considerable expense. It is important
