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Why are there two sets of earnings ratios found within the UBPR report?

Earnings ratios report ubpr
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Why are there two sets of earnings ratios found within the UBPR report?

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The earnings ratios found in the beginning of the report reflect income and expense for the year-to-date that has been annualized. The earnings ratios found later in the report represent the income and expense for only one quarter that has been annualized. Return to top.

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