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Why are there laws that regulate the sale of future payments?

future Laws PAYMENTS regulate sale
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Why are there laws that regulate the sale of future payments?

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To make sure that people giving up guaranteed future payments do so for good reasons. If you need your monthly payments in order to buy groceries or to pay rent, you should not sell them. Once you have sold a future payment, it will no longer be there to provide financial security. On the other hand, if you can personally justify the need for selling future payments, then a court should agree with you.

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