Why are people likely to be uninsured?
The probability of being uninsured is directly linked to individuals’ income levels, which is linked to their level of education and where they work. The higher their level of education, the higher their income, and the greater the chance of having a job that offers insurance. The exception is for the very poor, and near-poor for children, who are eligible for public coverage. Employees of small firms and non-profit organizations are less likely to have insurance than employees of large firms.