Why are insurance costs for a beginner motorcycle rider so high?
Insurance rates for beginner motorcycle riders reflect the relatively higher insurance risk that they will experience losses since they are inexperienced and don’t have a proven record of safe motorcycle riding. New motorcycle riders can keep their insurance premiums lower by riding motorcycles with smaller engines that are not sport surcharged, for example, and by riding within the speed limit and obeying the rules of the road, and by riding defensively to avoid accidents.
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