Why am I now in a Special Flood Hazard Area (SFHA) required flood zone?
Flood determinations for individual properties are regulated by federal guidelines, administered by the Federal Emergency Management Agency (FEMA). FEMA’s responsibility is to identify and document areas prone to flooding and to provide and maintain flood maps. When we are notified about these changes, we pass this information on to our customers. Requirements for flood insurance are mandated by FEMA.