WHOM TO CONTACT (HOW TO BUY) – Q & A Q: What standards do appraisers use to estimate value?
Appraisers use several factors when estimating value including historical records, property performance, condition of the home and indices that forecast future value. For detailed information on appraisal standards, contact the Appraisal Institute at 875 N. Michigan Ave., Suite 2400, Chicago, IL 60611-1980; (312) 335-4458. Q: Where do I get information about housing discrimination? A: For information about housing discrimination, call the U.S. Department of Justice at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530, or your local U.S. Department of Housing and Urban Development office.For detailed information, the booklet, “Your Loan is Denied, Defending Yourself Against Mortgage Lending Discrimination,” is available from the Center for Investigative Reporting, 500 Howard Street, Suite 206, San Francisco, CA 94105-3008; (415) 543-1200. Q: Where do I get information about closing costs? A: For more on closing costs, ask for the “Consumer’s Guide to Mortgage Settlement Costs,” Federal
