Who would be a good company to insure my engagement ring with?
There are two ways to go about insuring your engagement ring; The first way is your approach, finding a third party insurance company. In this case, I would recommend “Jeweler’s Mutual.” They have a solid reputation, here is some back round info: Established in 1913 A+ Superior rating for the past 23 years by A.M. Best Company Only insurer to specialize exclusively in jewelry coverage $3 billion of individuals’ personal jewelry insured Licensed in the United States and Canada GIA Graduate Gemologists on staff Dedicated to preventing jewelry theft with loss prevention education The second approach is to go through your actual home owner’s (or renter’s) insurance company if you have one. The company that provides insurance for your home would most likely have a product that covers the jewelry you own. They extend this coverage if you lose the piece anywhere. With either scenario, you would need to provide them with an appraisal and sometimes a picture of the ring. I usually tell my clien