Who will check the title to my new property?
A. Depending on which county your property is located, we will order your search from one of our third-party vendors. The abstractor will then forward the report to us and, an attorney will examine your title and will clear your title prior to closing. Q. How will I know how much money to bring to closing? A. At the time of loan application the loan officer should give you a Good Faith Estimate of costs. Please plan to bring certified funds for the amount showing due on your Good Faith Estimate. In the alternative, your real estate agent, a loan officer or our office may contact you when the HUD-1 Settlement Statement is finalized for your closing with a final figure. Q. Can I write a personal check for the closing costs and down payment? A. No. We do not accept personal checks at closings. You will need to bring certified funds from your financial institution to your closing. Or, you may wire the funds to our Escrow Account.
