Who Takes the California Insurance Exams?
The type of insurance you would like to sell will determine which California insurance license you will obtain. There are three main insurance licenses in California (Life-Only Agent, Accident & Health and Fire and Casualty). The Life-Only and Accident & Health insurance licenses will allow you to sell life and health insurance (including annuities). The Fire and Casualty insurance license will allow you to sell all other types of insurance (including personal lines and commercial lines). If you are only going to be selling personal lines and NOT commercial lines then you can take the Personal Lines only exam. If you are only going to be selling personal lines auto insurance you can obtain the Auto Limited lines license.
