Who should purchase a non-owned policy?
Any pilot who rents or borrows someone else’s aircraft should purchase a non-owned policy. Even if you are receiving dual flight instruction and not acting as pilot in command in a non-owned aircraft, you may be held responsible for any damages or injuries arising from your negligence. Do not make the common mistake of assuming that you are covered under the owner’s or FBO’s insurance policy, or that not being pilot in command relieves you of liability if you contribute to the cause of an accident, or that you won’t be sued in any event.
Any pilot who rents or borrows someone else’s aircraft should purchase a non-owned policy. Even if you are receiving dual flight instruction and not acting as pilot in command in a non-owned aircraft, you may be held responsible for any damages or injuries arising from your negligence. When should I purchase a non-owned policy? We recommend you purchase a non-owned policy as soon as you start your flying lessons. You may be held legally liable for any losses that may occur. Will a non-owned policy protect me if I use a non-owned aircraft for other than my own pleasure and business use? No. Non-owned policies do not provide coverage if the non-owned aircraft is being used for or in connection with: Aerial advertising, towing, photography or connection with; hunting, herding or spotting of animals of any kind, including birds and fish; patrol or surveillance of any kind, including powerlines, pipelines, traffic or fires; skydiving or parachuting; closed course racing; flights off-shore i
