Who should obtain fire insurance docs from HOA so that the lender can fund?
You can get a “Dec Sheet” (declaration of coverage) from the President of the Condo Association. By law, they have to make this available to you. In most closings, seller’s attorney or the escrow company obtains these documents to close. If nobody is co-operating, get them yourself. It should be a simple matter of faxing the doc to escrow. The escrow agent should know this. It’s what they do all day long. Now, if for some reason the document is unavailable, get the name of the insurance company from the Condo Association and call them yourself. Yes, I know. It’s easier to have someone else do it. But if they are not doing it, for whatever reason, you have to get it done.
