Who should consumers call for credit counseling services?
One reputable source of referrals for non-profit credit counseling agencies is the NFCC. Contact the NFCC at 1-800-388-2227, or check its website for further information or the number of a local agency. Is bankruptcy a good option? Our office cannot provide legal advice to individuals or represent individuals in their private legal disputes. However, under new federal bankruptcy laws, all individual debtors who file bankruptcy are required to undergo credit counseling within six months before filing for bankruptcy, as well as complete a financial management instructional course after filing bankruptcy. Consumers may wish to contact a private attorney to discuss bankruptcy or other legal options.