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Who pays when the at-fault driver does have insurance but not enough insurance to pay for my injuries?

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Who pays when the at-fault driver does have insurance but not enough insurance to pay for my injuries?

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A. If you are injured because of another driver’s conduct and your damages exceed the other driver’s insurance coverage, you can recover additional compensation from your own underinsured motorist coverage. Under Minnesota law, the required minimum amount of underinsured insurance you must have is $25,000 per person and $50,000 for injuries to two or more people. After working with thousands of Minnesotans injured in car accidents, the personal injury attorneys at Lord & Faris recommend all drivers carry at least $100,000 to $300,000, if not more, in underinsured motorist coverage.

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