Who pays the claim in a dog bite case?
In a dog bite lawsuit, the dog owner is responsible almost always. And if the dog owner owns a home, then his homeowner’s insurance, the general liability provision of his homeowner insurance, will cover, unless the dog has been excluded from the policy. And in many policies in California, specific breeds are excluded, specific dogs are excluded, and specific weight of dogs are excluded from the policies. Otherwise the general liability provision of the insurance policy of a homeowner will cover a dog attack claim. I’m John Bisnar, the senior partner of the Bisnar-Chase law firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.