Who pays my medical bills if I’m injured?
If you purchased Medical Payments Coverage, Allstate covers certain reasonable and necessary medical treatments caused by a covered accident. The amount we pay depends on your policy limits, state laws and regulations. Typically, covered treatments include ambulance, physicians, hospital, x-rays, surgery and various other expenses. If you have specific questions regarding the payment of medical expenses, you should ask the Claim Representative. Q: Who pays off my loan balance if my vehicle is totaled? A: For covered losses, we’ll pay the actual cash value of the vehicle, up to the limits of the policy, minus your deductible. You may be responsible for any loan amounts in excess of the claim settlement amount. If another party is liable for the loss, you may seek recovery from that party as well. Q: I was in an accident in another state. How will this be handled? A: In most cases, we can provide you our best service by handling your claim in the state where the loss occurred. This way,
