Who pays if someone is hurt on the premises?
It depends. Most landlords insure against this scenario, however, few tenants carry such insurance. A landlord may not avoid the tort duty associated with the failure to make repairs. For example, if the landlord has actual knowledge of a dangerous stairwell on his or her property, the landlord may not (there are exceptions in a commercial setting) pass the complete liability to tenant for injuries to third parties or the tenant. Thomas v. Crownover, 259 Ga. 126, 381 S.E.2d 283 (1989). (Tenant successfully sued landlord for serious burn injuries caused by a defective heater. Tenant notified the landlord of the defective heater. Landlord was cited by the City for the defective heater, yet, landlord failed to repair same.) This is a complex issue that goes well beyond the scope of this FAQ. O.C.G.A. Section 44-7-14 Tort liability of landlord. Having fully parted with possession and the right of possession, the landlord is not responsible to third persons for damages resulting from the ne
