Who pays for workers compensation coverage?
The actual cost of workers’ compensation insurance coverage is paid totally by employers to the insurance company the employer selects. The amount the employer pays depends primarily upon a worker’s job. A hazardous job costs more to insure than a less hazardous job. For example, a roofing company may pay $14.31 for workers’ compensation insurance for every $100 earned by each of its roofers, but just 18 cents for every $100 earned by its bookkeeper.
