Who pays for dialysis or a kidney transplant?
The costs of dialysis or a kidney transplant are high. But, some form of insurance covers almost all kidney patients. Medicare: Most patients with permanent kidney failure are eligible for Medicare, at any age, if they, their spouse or parent have worked long enough under Social Security. Depending on which treatment you choose, there can be a three-month wait for Medicare eligibility. Normally, Medicare pays 100% of approved hospital costs (Part A) and 80% of medical expenses, including dialysis (Part B). Part B requires a monthly premium. The premium depends on your how much money you make. Click here for the latest premium information. Medicare can also help pay for your medicines (Part D). Click here for more information on Medicare Part D for kidney patients. But, Medicare alone is not enough to cover all your medical costs. There are other ways to supplement Medicare. Private insurance: Most private and work insurance plans also help pay for dialysis and/or a kidney transplant. I