Who pays for damage to my private vehicle when an accident occurs during official State business?
If your private vehicle is damaged in an accident during official State (University) business, your private auto insurance provides primary coverage for any damage or loss to your vehicle. When an accident occurs, the employees’ private vehicle insurance provides payment for any vehicle repair damage to the employees’ private vehicle and/or repair damage to the other party’s vehicle. In addition, any insurance deductible payment is the employees’ responsibility. The State Motor Vehicle Insurance Account (SMVIA) will pay for excess expenses not covered by your private vehicle liability insurance.
Related Questions
- A state employee uses a private vehicle on state business and is involved in an automobile accident. Does Risk Management adjust the claim?
- Who pays for damage to my private vehicle when an accident occurs during official State business?
- Can I use a State-owned vehicle for travel on official State or University business?
