Who pays for and provides medical treatment for a work related injury?
If proper notice is given, the employer’s workers’ compensation insurance carrier pays for all work related medical treatment that is reasonable and necessary for that injury. During the first 90 days of medical treatment, the employer can control who provides such treatment if it posts a “Panel Physician List” which meets the criteria set forth by the Bureau of Workers’ Compensation. However, such a list alone is not sufficient to force an employee to obtain treatment from a panel physician. Employers must also provide written notice to the injured employee of the employee’s rights and duties relating to treatment for a work injury. This notice must be provided at the time of hire AND immediately after the injury.
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