Who offers the best fixed-rate mortgage loans?
Getting the best rate on a fixed-rate home loan has more to do with your qualifications than the lender you choose. In order to get the best rates a lender has available, you’ll need to have excellent credit and a low debt-to-income (DTI) ratio. You’ll also need a significant down payment. You might have to pay points at closing, as well. If you have all of these things going for you, then you’ll probably qualify for a decent rate on your home loan.
