Who needs critical illness insurance?
It’s difficult to predict if and when you will suffer a critical illness, however, if you relate to one of the following descriptions, you may want to consider critical illness insurance: • Your high income precludes you from purchasing enough disability to meet your needs • Your high-risk profession prevents qualification for traditional disability coverage • You have a high medical deductible • You don’t have health insurance • You’re a parent • You’re self-employed • You’re a homemaker